~The Basic Formula~ A "settlement example"

Website design By BotEap.com~THE BASE FORMULA~

Website design By BotEap.comA “SAMPLE AGREEMENT”

Website design By BotEap.comBecause I’ve received so many contacts and questions regarding BASE (Baldyga’s Auto Accident Settlement Evaluation Formula) from the readers of the sensational EzineArticles.com, I’ve decided to provide everyone with their insights (through an “Example Settlement ” ) on THE BASE FORMULA.

Website design By BotEap.comOK, HERE WE GO: It’s 10:00 am on a clear, dry day. He is driving his motor vehicle north on Main Street in his hometown. You are 62 years old and you are the assistant manager of a local video store.

Website design By BotEap.comFred Fuddle is a chronically unemployed local with a reputation as a loudmouth degenerate who has a string of convictions for drunkenness and disorderly conduct.

Website design By BotEap.comFuddle drives his beat-up van at high speed, heading east on Elm Street. As he approaches the intersection of Main and Elm, he has a green light. He continues, perking up below the posted speed limit. Too late, Fuddle realizes that he has a red light. He hits the brakes, leaving 70 feet of skid marks behind him as he flies toward the intersection. The front of his van hits your left rear with a loud bang. His arm hits the steering wheel and the $300.00 watch his wife gave her for his last birthday breaks. Property damage to his motor vehicle will be determined to be $1,700.

Website design By BotEap.comPolice investigate on the spot. Fuddle is charged with dangerous driving: he notes that this is written in the police report. The ambulance takes him to the emergency room of the Angel of Mercy Hospital, where he is X-rayed and treated. Diagnosis: A mild to severe strain in the cervical-dorsal area known as a “whiplash” type injury.

Website design By BotEap.comHe is eventually treated by his family doctor, Ole’ Doc Comfort. (He later requests and receives copies of all medical reports from Angel Of Mercy and also from Doc Comfort.)

Website design By BotEap.comAs soon as possible after impact, he asked his “Chip” to return to the scene of the accident and he took a dozen close-up photos of the skid marks plus damage to his motor vehicle and then to the Fuddles van. Chip very wisely visits the police station where he buys a copy of the report that the Cruise Patrolmen wrote on the scene.

Website design By BotEap.comYOUR FINAL “SPECIAL DAMAGES” ARE AS FOLLOWS: Ambulance, ER, X-rays, pain prescriptions, heating pad, Dr. Comforts bill, plus your lost wages. THE FINAL TOTAL OF YOUR “SPECIAL DAMAGES” IS: $1,831.15.

Website design By BotEap.comPROPERTY DAMAGE: Cost to repair your (car – motor vehicle) $1,750.00 plus verifiable replacement of your wristwatch $300.00. TOTAL LOSS DAMAGE TO PROPERTY: $2,050.00.

Website design By BotEap.comUsing the “Formula” (as detailed in BASE found in my book AUTOMATIC ACCIDENT PERSONAL INJURY INSURANCE CLAIM), you determine that the value of your personal injury claim falls within the 4 areas provided by “THE FORMULA” BASE” and (in its particular case) situation) are: THE PREMIUM VALUE $7,324.60, THE MEDIUM VALUE $6,408.02 THE PRINCIPAL VALUE $5,493.00 and A LOW VALUE $3,680.00.

Website design By BotEap.comYour case has a number of positive factors that fall on your side in the evaluation ledger, such as: #1. Fred Fuddle is far from a model citizen. #2. He was driving his vehicle too fast, as evidenced by skid marks captured by Chip on film. #3. Police cited Fuddle for operating his van in a dangerous manner, as evidenced by the copy of the police report he now has in his possession.

Website design By BotEap.comThe Ole’ Doc Comforts report (of which you have a copy) indicates that he suffered a “whiplash type” injury to the cervical-dorsal area. Following Doc Comforts’ instructions (as written in his report), he purchased a heating pad (a copy of the invoice he has as proof) which he used for 5 days to help alleviate “pain and suffering”. ” of the. In addition to the hospital bills, he also kept copies of the prescription painkillers that Doc Comfort insisted he take.

Website design By BotEap.comNow, enough time has passed for you to sit down with GRANITE MOUNTAIN INSURANCE CORPORATION’s IM Smart Insurance Adjuster. Smart knows that the potential for him to develop further physical problems (which may be related to the accident) is much greater due to his age. No matter how Smart would like to slice the cake out of him, he is aware that he went through a lot of inconvenience plus a solid period of “Pain and Suffering” that stayed within the confines of Doc Comfort’s written report. .

Website design By BotEap.comAs detailed in THE BASE FORMULA, your personal injury claim falls in the PREMIUM VALUE area. You should aim for an agreement as close to this figure as possible. PLUS the $1,750 for property damage to your motor vehicle and also the $300 to replace your new wristwatch.

Website design By BotEap.comHow one can and should go about doing this (in addition to THE BASE FORMULA) is detailed in my third and final book AUTOMATIC ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How to Evaluate and Settle Your Loss) found on the Internet at http: //www.caraccidentclaims.com or http://www.autoaccidentclaims.com.

Website design By BotEap.comDISCLAIMER: The sole purpose of this article ~ THE BASIC FORMULA ~ A “SAMPLE AGREEMENT” is to help readers understand the auto accident claim process.

Website design By BotEap.comDan Baldyga does not offer a guarantee of any kind, NOR is it a substitute for an attorney, insurance adjuster, claims consultant, or the like. When such professional help is desired, it is the RESPONSIBILITY OF THE INDIVIDUALS to obtain such services.

Website design By BotEap.comAbout the Author:

Website design By BotEap.comDan Baldyga worked for more than 30 years as an insurance adjuster, supervisor, manager, and trial assistant. Since his retirement, he has written 3 highly successful “How To” insurance claim books. He now spends his time trying to help people involved in auto accident claims from being taken advantage of.

Website design By BotEap.comDan Baldyga – Author

Website design By BotEap.com[email protected]

Website design By BotEap.comAUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM

Website design By BotEap.com(How to assess and settle your loss)

Website design By BotEap.comhttp://www.autoaccidentclaims.com

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