- Bundle coverage to insure your RV and other cars on the same policy or carrier.
- Renting a storage unit that allows you to suspend the coverages you don’t need when you are not using your RV.
- Installing safety and security features in your vehicle
- Have a clean and safe driving record.
4 common mistakes when choosing RV insurance
Website design By BotEap.comA recreational vehicle insurance policy is not much different from other types of policies. The main difference is the variety of uses, models and responsibilities that are specific to RVs. The different types of RVs, from pop-up motorhomes, toy haulers, and truck motorhomes, can make choosing the right policy a bit confusing. Additionally, the different activities, risks, and responsibilities of owning this type of vehicle could also make choosing a policy even more stressful. This article looks at the most common mistakes homeowners make when buying RV insurance.
Website design By BotEap.comMistake 1: assuming car insurance is enough
Website design By BotEap.comAs an RV owner, you need to understand that this car is more than just a large car. It is a specialized vehicle that needs a different type of policy and coverage. On the one hand, you need a coverage that also suits the personal belongings stored inside. The policy should also include discounts that reflect when and where you will drive the vehicle, as well as the services you need. With that said, you need to make sure the policy has adequate coverage for a specialty car.
Website design By BotEap.comMistake 2: Choosing Insufficient RV Liability Insurance Coverage
Website design By BotEap.comLiability coverage protects you in the event of an unfortunate incident, such as theft, vandalism, fire, that may damage your vehicle. Choosing insufficient liability coverage can result in huge financial losses, especially since medical expenses and lost wages can quickly exceed the coverage limit. For this reason, you should choose one that reflects your financial situation. Avoid blindly following state-required minimums.
Website design By BotEap.comMistake 3: buying the lowest priced policy
Website design By BotEap.comEven if you are trying to save money, avoid buying the lowest price available. You must understand that reliable and specialized RV insurance is very important. You should compare the features and services in addition to the prices.
Website design By BotEap.comMistake 4: ignoring possible discounts
Website design By BotEap.comThere are many things that can lower your premium. Built-in premium savings and discounts can help you in that area. Here are some of the discounts you may be eligible for: