Write credit dispute letters

Website design By BotEap.comReady to write a credit dispute letter, but don’t know where to start? Well, these tips will help you know exactly what to do so that you can get the deletions that you are looking for.

Website design By BotEap.com1. Write your dispute letters on a typewriter or computer word processor.

Website design By BotEap.comUsing a program like Microsoft Word, Word Perfect or Open Office will help you keep your letter clean and professional. Credit bureaus will not accept handwritten dispute letters, so be sure to write your letter.

Website design By BotEap.com2. Write a different letter with the address and name of each credit bureau.

Website design By BotEap.comEach credit bureau is its own entity and they will not accept a letter addressed to all credit bureaus.

Website design By BotEap.com3. Include your account name and account number in your letter for each account you are disputing, as well as a reason why you are disputing that item.

Website design By BotEap.comIf your account number has Xs on it, include them. Write your account information the same way it appears on your paper copy or online credit report.

Website design By BotEap.com4. First, dispute all the items such as “This account is not mine.”

Website design By BotEap.comThis will allow the credit reporting agencies to do their own thorough verification of that account. If you return as verified, you will need to send additional letters or eventually settle the account.

Website design By BotEap.com5. Include a portion of the Fair Credit Reporting Act sections to back up what you’re saying.

Website design By BotEap.comThe credit bureaus will take your letter more seriously if they can see that you know what you are talking about. The location of the sections of the Fair Credit Reporting Act will help keep them in the proper arrangement.

Website design By BotEap.comHere are some great basic tips you can follow when writing your own dispute letter.